Commercial Real Estate Loans to Grow Your Business
Commercial Real Estate Loans
Looking to purchase, renovate, or refinance a commercial property? Whether you’re launching a small business or expanding a larger company, we can help make it happen. EMR Finance’s real estate program is designed for commercial and investment property owners seeking to access permanent or bridge loans at a competitive rate through a streamlined process. We provide guidance on a variety of loan programs, including purchase, refinance, and cash-out options for most property types.
Financing Options
Loans from $50K – $100M
10–30 Year Amortization
Interest-Only Bridge Loans
Stated Income Loans
Cash-Out Programs
FAQs About Commercial Real Estate Loans
1. What is a commercial real estate loan?
A commercial real estate loan is used to purchase, refinance, or improve income-producing properties such as office buildings, retail centers, multifamily properties, and industrial real estate.
2. How much can I borrow with a commercial real estate loan?
Loan amounts generally range from $50,000 to $20M or more, depending on the property type, borrower experience, cash flow, and overall financial strength of the deal.
3. What loan terms are available for commercial real estate financing?
Commercial real estate loans may offer 10–30 year amortizations, fixed or variable interest rates, and loan terms that include short-term bridge loans or long-term permanent financing
4. Are stated income or reduced documentation loans available?
Yes. Certain programs offer stated income or reduced documentation options, particularly for investors with strong credit or properties demonstrating solid cash flow.
5. How long does it take to close a commercial real estate loan?
Closing timelines vary by loan type and complexity. Bridge loans may close in as little as 2–3 weeks, while traditional or SBA-backed loans typically take 45–60 days.
Take the Next Steps for Your Business
Our team is ready to help you explore your financing options and find the loan that fits your goals.